JS EMI Calculator
This Privacy Policy explains how JS EMI Calculator handles user information and provides its EMI calculation features. EMI calculations are performed on the user's device. The app may use third-party advertising services such as Google AdMob, which may process certain device, advertising, and usage information in accordance with their respective privacy policies.
Last updated: 28 August 2026Information you provide
JS EMI Calculator does not require users to create an account or provide personal information to use the EMI calculation features. Loan amount, interest rate and loan tenure entered by the user are used only to perform the requested calculations.
Device storage and permissions
JS EMI Calculator does not require access to contacts, location, camera, microphone or other sensitive device permissions for EMI calculations. The app requires internet and network access for third-party advertising services such as Google AdMob. EMI calculations themselves are performed on the device.
Third-party services
JS EMI Calculator uses Google AdMob to display advertisements. Google and its advertising partners may collect or process information such as device identifiers, advertising identifiers, IP address, app interactions and diagnostic information for advertising, analytics, fraud prevention and related purposes, subject to Google's policies and applicable user consent requirements.
Sharing and data control
JS EMI Calculator does not sell personal information. Information processed by third-party services such as Google AdMob is handled according to their applicable privacy policies and user consent choices. Where required, users may be provided with choices regarding personalised advertising and privacy preferences.
Data deletion
JS EMI Calculator does not create user accounts or maintain a user profile for its EMI calculation features. Calculation inputs are not stored on our servers. Data processed independently by third-party services such as Google AdMob is subject to the respective provider's data retention and deletion policies.
Children's privacy
JS EMI Calculator is a general-purpose financial calculation utility and is not specifically designed or directed toward children. We do not knowingly request personal information from children through the EMI calculation features.
Policy updates
We may update this Privacy Policy from time to time to reflect changes to the app, third-party services, legal requirements or privacy practices. Any updates will be published on this page with the revised last updated date.
Contact
Questions about this policy may be sent to jsuniversaltechnologies@gmail.com.